Project Details
DCash is a specialized financial platform that enables property owners in Thailand to convert their land assets into cash through competitive loan offerings. The platform provides a streamlined process for property-backed loans with attractive interest rates and flexible terms.
Key Features
- Competitive interest rates starting from 0.70% per month
- Fast approval process with minimal documentation
- No credit score checks required
- Loan amounts ranging from 1,000,000 to 1,000,000,000 Thai Baht
- User-friendly interface in Thai language
- Dedicated customer support through multiple channels including LINE
- Transparent terms and conditions with no hidden fees
Technical Implementation
The DCash platform is built using Vue.js for the frontend, providing a responsive and interactive user experience. The backend is powered by PHP with the Laravel framework, ensuring robust and secure handling of sensitive financial data and transactions.
MySQL is used for the database management system, storing customer information, loan applications, and property details. The platform is hosted on AWS infrastructure for reliability and scalability, with proper security measures including SSL encryption and regular security audits.
Integration with the LINE messaging platform allows for efficient customer communication and support. The system also includes an administrative dashboard for loan officers to manage applications, track payments, and generate reports. Custom algorithms are implemented to calculate loan eligibility and interest rates based on property value and location.